Mortgage Default Assistance and Home Foreclosure
When the uncertainties of life result in financial instability to the point of default or even foreclosure of your mortgage, we are here to offer our services. Our counselors are trained to sort through the confusion to find the most appropriate solution to your mortgage crisis.
We assist our clients in applying for loan modifications or work out options with the lender. For qualified clients, we assist in applying for financial assistance through government approved programs. We utilize valuable resources to assist in finding a solution for your unique circumstances.
To start your assistance as soon as possible, fill out and print the attached forms, gather the required materials on the checklist and call 919-934-2145 for an appointment. Ask for Charlotte Spradling. To expedite your case, fax the Agency Documents to 919-934-6231 and notate ‘HUD’ in the subject line. Bring the required checklist documents with you when you arrive for your appointments.
Note: There is no fee for this assistance.
For more information please contact the North Carolina Housing Finance Agency at:
www.nchfa.com for the North Carolina Foreclosure Prevention Project.
Authorization for Foreclosure Prevention
Checklist for Foreclosure Prevention
N.C. Foreclosure Prevention Fund
N.C. Foreclosure Prevention Fund Johnston Lee Harnett Community Action participates in the N.C. Foreclosure Prevention Fund which helps North Carolina homeowners struggling to pay their mortgage due to job loss or other temporary financial hardships, such as divorce,
illness or death of a co-borrower. The fund also assists returning veterans transitioning to civilian life. If you qualify, the Fund can pay up to $36,000 towards your mortgage and related expenses for up to 36 months while you search for work or complete job training.
If you are re-employed but earning less so you are still struggling to pay your mortgage, the Fund may still be able to help by reducing your principal loan balance so that your monthly payments are more affordable.
To find out more about the fund go to NCForeclosurePrevention.gov